Posts

Showing posts from 2011

Veterans Day

Image
11/11/11   For Today, and every day.  God Bless our Vets and their families.   Dawn Deegan is a Broker-Associate REALTOR® with Charles Rutenberg Realty. She holds the designations of Accredited Buyer Representative (ABR®) and she is a Graduate of the Realtor® Institute (GRI). She also holds the Transnational Referral Certification (TRC), enabling her to help in real estate endeavors, world-wide. Dawn is dedicated to providing only the best possible services and expertise to her Buyers and Sellers of residential Real Estate in the Greater Orlando area. This includes Windermere, Orlando, Winter Park, Baldwin Park, and Davenport. Her emphasis is on superior delivery of sophisticated market data, quality and value to you, the Buyer or Seller. Contact Dawn Deegan at 407 488 8074 or at DawnDeegan@cfl.rr.com. You can also visit her at www.MakeABrilliantMove.com  

Orlando Real Estate: Prices UP, Inventory DOWN

The Real Estate market in Orlando remains strong. Our median prices are up statistically by 4%, but I can see this as higher in certain neighborhoods. Sales are also up by 12%, for both Single Family Homes and Condos.  Interest rates, which have been considered historically low for the past year or so are even lower!  4.15% is possible, and if you are refinancing to a 15 year fixed-rate loan, you can probably attain one at 3.36%. (This is lower than many student loan rates!) Inventory remains competitive, so you really need a Realtor who knows the ins and outs of how to secure the deal. I enjoy doing that for my Buyers and Sellers:  Getting you to where you want to go.  Call me!  407 488 8074 Dawn Deegan is a Broker-Associate REALTOR® with Charles Rutenberg Realty. She holds the designations of Accredited Buyer Representative (ABR®) and she is a Graduate of the Realtor® Institute (GRI). She also holds the Transnational Referral Certification (TRC), enabling her to help in real estate

CONDO sales in Orlando are up.

Statewide, sales of existing Condos (not new construction) are up 29% from 1Q last year.   Here in Orlando, we are up 7%.  Although, unlike the Statewide figures, which were down, 4Q also had us up 2% in units.   (Please write and I’m happy to send you the complete reports.) Still low interest rates, 4.85% average, still low prices, and the loosening of underwriting guidelines for Condo sales, particularly by FHA, are all helping to fuel the fire.   When are you jumping in?!   Call me.   You deserve your fair share, don’t you?!  407 488 8074 Dawn Deegan is a Broker-Associate REALTOR® with Charles Rutenberg Realty. She holds the designations of ABR® (Accredited Buyer Representative), and GRI (Graduate of the Realtor® Institute). She also holds the Transnational Referral Certification (TRC), enabling her to help in real estate endeavors, world-wide. Dawn is dedicated to providing only the best possible services and expertise to her Buyers and Sellers of residential Real Estate in the Gr

Think Orlando's all about Disney? Think again!

In case you missed it, below is a great article on just some of the good things in Orlando, outside of Disney, Universal, Sea World, etc!  Schedule a relocation tour with me, and I'll be sure to furnish you more! Dawn Deegan is a Broker-Associate REALTOR® with Charles Rutenberg Realty. She holds the designations of Accredited Buyer Representative (ABR®) and she is a Graduate of the Realtor® Institute (GRI). She also holds the Transnational Referral Certification (TRC), enabling her to help in real estate endeavors, world-wide. Dawn is dedicated to providing only the best possible services and expertise to her Buyers and Sellers of residential Real Estate in the Greater Orlando area. This includes Windermere, Orlando, Winter Park, Baldwin Park, and Davenport. Her emphasis is on superior delivery of sophisticated market data, quality and value to you, the Buyer or Seller. Contact Dawn Deegan at 407 488 8074 or at DawnDeegan@cfl.rr.com. You can also visit her at http://www.imovefl.

Mortgage-Interest Deduction 101

One of the benefits of homeownership is the mortgage-interest deduction.   First time homebuyers are often very unclear about how this works. In an effort for clarification, and as a reference point to direct my Home Buyers to, I offer this brief explanation: HomeBuyer A makes $50,000 a year.   Her mortgage interest paid in 2010 was $7000.   As a result, she will be taxed only on $43,000.   The $7000 mortgage-interest is taken as a deduction from her income—she doesn’t have to pay taxes on this “income!”    Renter B makes the same $50,000 a year.   Last year he paid $9000 in rent.   It’s tax time and he will be paying taxes on his full $50,000 salary. As you can see, not only does Renter B lose out on pride of ownership, but his rent money is a bye-bye—never for him to be recouped.   While HomeBuyer A enjoys the and freedom to create her property to her wishes, she also gains short-term financial benefits annually, as well as long-term benefits, when the equity of her property begi

Orlando inventory at its lowest level in 5 years!

This, just in from the Orlando Regional Realtor Association: Orlando’s inventory has dropped to its lowest level since March 2006, and the overall median price is now its lowest since December 1997 (kick out foreclosures and short sales, and the normal sales median is $155,000). Who do you know that is looking to buy or sell?  Chose your Realtor ® wisely:  choose me!  Dawn Deegan is a Broker-Associate REALTOR® with Charles Rutenberg Realty. She holds the designations of Accredited Buyer Representative (ABR®) and she is a Graduate of the Realtor® Institute (GRI). She also holds the Transnational Referral Certification (TRC), enabling her to help in real estate endeavors, world-wide. Dawn is dedicated to providing only the best possible services and expertise to her Buyers and Sellers of residential Real Estate in the Greater Orlando area. This includes Windermere, Orlando, Winter Park, Baldwin Park, and Davenport. Her emphasis is on superior delivery of sophisticated market data,

vacant land doesn’t depreciate

Do you know that most of the wealth in America historically has been borne from those with the foresight to invest in Vacant Land?   And in the strictest sense, vacant land does not depreciate. Market values may lower it slightly and temporarily in value, but it has no inherent depreciating factor. I continue to tout one particular community in the Greater Orlando area to my favorite investors, as being the best place to invest your money.   If   95% off of original purchase price a mere few years ago, on a stunning lot in one of the premier, flagship communities of a major developer appeals to you, please contact me immediately.   A new owner is in the works for this phenomenal world-class amenities community. This community will come back.   A very small investment can reap you rewards, no doubt, in the future.   Please contact me immediately:   Dawn Deegan 407 488 8074 “Ownership, specifically ownership of land, was the basis of all the investment opportunities we see today.”  - Fro

It doesn’t matter where you are: It matters where you are going

From ucsc.edu: “… economists define wealth in terms of marketable assets , such as real estate… In the United States, wealth is highly concentrated in a relatively few hands. As of 2007, the top 1% of households (the upper class) owned 34.6% of all privately held wealth, and the next 19% had 50.5%, which means that just 20% of the people owned a remarkable 85%, leaving only 15% of the wealth for the bottom 80% (wage and salary workers).”     Isn't it time you get yours? Contact Dawn at 407 488 8074 Dawn Deegan is a Broker-Associate with Charles Rutenberg Realty. She holds the designations of Accredited Buyer Representative (ABR®) and she is a Graduate of the Realtor® Institute (GRI). She also holds the Transnational Referral Certification (TRC), enabling her to help in real estate endeavors, world-wide. Dawn is dedicated to providing only the best possible services and expertise to her Buyers and Sellers of residential Real Estate in the Greater Orlando area. This include

Orlando never ceases to surprise me

Now Orlando can add being first in Spring break destination to its list of distinctions: <Orlando has dethroned Las Vegas as the No. 1 spring break destination, according to Orbitz Insider. Orbitz looked at the most popular destinations for spring travel this year based on customer booking patterns from March 1-April 24. Florida had four of the top 10 destinations on the list. The top 10, in ranked order, include: Orlando, Las Vegas, Cancun, Phoenix, Fort Lauderdale, Fort Myers, Tampa, New York, Los Angeles and Denver.> Dawn Deegan is a Broker-Associate with Charles Rutenberg Realty. She holds the designations of Accredited Buyer Representative (ABR®) and she is a Graduate of the Realtor® Institute (GRI). She also holds the Transnational Referral Certification (TRC), enabling her to help in real estate endeavors, world-wide. Dawn is dedicated to providing only the best possible services and expertise to her Buyers and Sellers of residential Real Estate in the Greater Orlan
Image
I am happy to report that The VUE, downtown's premier luxury high rise, has been approved for FHA loans on Jan 19th. Leasing is also still available in the building. Please contact me for the best opportunities.  DawnDeegan@cfl.rr.com or 407 488 8074 Dawn Deegan is a Broker-Associate with Charles Rutenberg Realty. She holds the designations of Accredited Buyer Representative (ABR®) and she is a Graduate of the Realtor® Institute (GRI). She also holds the Transnational Referral Certification (TRC), enabling her to help in real estate endeavors, world-wide. Dawn is dedicated to providing only the best possible services and expertise to her Buyers and Sellers of residential Real Estate in the Greater Orlando area. This includes Windermere, Orlando, Winter Park, Baldwin Park, and Davenport. Her emphasis is on quality, value and a stress-free transaction for the Buyer and Seller. Contact Dawn Deegan at 407 488 8074 or at DawnDeegan@cfl.rr.com Visit Dawn at www.IMoveFL.com  

FHA LOANS – and YOU

FHA LOANS – and YOU The usage of FHA loans has been varied over its past 77 year history; as our economy and real estate market has changed so has the demand for an FHA loan.   Just a few years ago, in my practice here in Orlando, an FHA loan was a rare occurrence.   Now they are more than just commonplace.   Here are just three of the advantages of an FHA loan: ·          You can buy with less money down.   The minimum down payment amount is currently 3.5%.   ·          Credit scores requirements are fairly lenient. A credit score of 580 and above will get you the coveted 3.5% down loan. A score of 500 to 579 will currently get you in at 10% down.   For those of you with credit scores below 500, you will want to take that seriously and build your score up.    ·          The loan limits are relatively high.   In Orange and Seminole Counties, the maximum loan limit is currently $353,750.   If you consider the average price of a home SOLD in Orange County, $151,376 in December 2010, you